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	<title>travel insurances</title>
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		<title>Adrenaline junkie &#8211; check the small print!</title>
		<link>http://www.yonyang.com/archives/280</link>
		<comments>http://www.yonyang.com/archives/280#comments</comments>
		<pubDate>Mon, 21 May 2012 04:31:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Checking the small print in your&#8220;http://www.travelandinsure.com&#8221;>travel insurance policy to see that you are covered for what you intend to do whilst on holiday is essential before you go. A great report in this week&#8217;s Times shows holidaymakers plunging into Devil&#8217;s Pool, which is reputedly the most dangerous swimming pool in the world. As the Times [...]]]></description>
			<content:encoded><![CDATA[<p>Checking the small print in your<a target="_new" rel="nofollow" href="<br">&#8220;http://www.travelandinsure.com&#8221;>travel insurance</a> policy to see that you are covered for what you intend to do whilst on holiday is essential before you go. A great report in this week&#8217;s Times shows holidaymakers plunging into Devil&#8217;s Pool, which is reputedly the most dangerous swimming pool in the world. As the Times reports &#8220;for the thrill-seeker looking for the ultimate holiday snap&#8230;.perched on top of Victoria Falls on the edge of a precipice, 360 feet above oblivion with almost 40,000 cubic feet of water gushing past your ears every second&#8221;. As one<a target="_new" rel="nofollow" href="<br">&#8220;http://www.travelandinsure.com&#8221;> partaker</a> of this sport said, &#8220;it was better than bungee jumping&#8221; and that &#8220;being in the Devil&#8217;s Pool is a serious adrenalin rush.&#8221; If you intend to do this or any extreme activity for that matter, then perhaps it would be wise to check that your travel insurance policy covers you before you dive in. Most, if not all, travel <a target="_new" rel="nofollow" href="<br">&#8220;http://www.travelandinsure.com&#8221;>insurance policies</a>, will exclude certain activities, known in the trade as â€˜Hazardous Activities&#8217;. Swimming does not normally fall into that category of course but an insurance provider might have a word to say about this particular swimming pool. It is very important to choose a travel insurance provider who tries to give as much information to their customers on what activities are, or are not, covered and what may be done if the right procedures are in place and the correct safety precautions taken. So some good advice is to check your travel insurance policy before you go away, and again perhaps, just before you jump in! Not that this should necessarily deter all but the faint hearted to try out what appears to be the ultimate in swimming experiences, up there probably with shark diving. But don&#8217;t get too carried away, not just by the <a target="_new" rel="nofollow" href="<br">&#8220;http://www.travelandinsure.com&#8221;>strong current</a>, as you may need to use that travel insurance you bought after all.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Keith McGregor is a partner of Strawberrysoup, a web design agency with offices in Chichester and Bournemouth. Strawberrysoup specialise in creative web design, content managed websites, search engine optimisation, search engine marketing and graphic design</p>
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		<title>Useful Insurance Options For Visitors And Immigrants To The USA</title>
		<link>http://www.yonyang.com/archives/279</link>
		<comments>http://www.yonyang.com/archives/279#comments</comments>
		<pubDate>Sun, 20 May 2012 14:10:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Traveling and living outside your native country can be a wonderful experience. However, it can also be disastrous if not properly planned. Travelers and new immigrants who are aware of the chances falling ill while overseas and consequences thereof will never forget to buy medical insurance before leaving the home country. Travelers and immigrants are [...]]]></description>
			<content:encoded><![CDATA[<p>Traveling and living outside your native country can be a wonderful experience. However, it can also be disastrous if not properly planned. Travelers and new immigrants who are aware of the chances falling ill while overseas and consequences thereof will never forget to buy medical insurance before leaving the home country.
<p>Travelers and immigrants are likely to fall ill due to weather and food related changes while exploring different locations and health insurance will cover for medical expenses in such cases. Visitors medical insurance plans are health insurance plans designed specially for those going to foreign countries as tourists or visitors. Visitors medical insurance gives coverage not only in case of illness but also for accidents that happen when least anticipated. As the name suggests visitor medical insurance is ideal for those who visit overseas nations and expect medical coverage outside their home country. However these plans can also be applicable to new immigrants in the USA.
<p>Immigrant insurance plans are also available in different types by various insurers. The wide variety of immigrant and visitors medical insurance plans is an opportunity for immigrants and travelers to purchase the right policy that suits their individual requirements. There are two popular categories of visitors/immigrants medical insurance coverage they are as follows:
<p>1. Short term, <a target="_new" rel="nofollow" href="http://www.nriol.com/services/insurance/">visitor medical insurance </a> &#8211; most of the travelers visit foreign countries as tourists to explore various destinations and lifestyles. While overseas as a tourist one should be covered under a proper medical insurance and visitors medical insurance is the best option. Visitors medical insurance covers tourists for unexpected accidents, medical evacuation, repatriation mortal remains, prescription drugs, etc.</p>
<p>2. Longer term, immigrant medical insurance &#8211; travelers who are making long term overseas stay, and not yet eligible for the domestic insurance coverage in the new country will find visitors insurance attractive. For instance Green Card holders or H1B, H4, L1, L2 visas are longer terms residents in the US and can purchase visitors medical insurance plans. Travelers can also make use of the option of buying immigrant health insurance if your requirements are not satisfied under visitors medical insurance.
<p>Visitors medical insurance plans by prominent insurers are available on the internet to purchase. Customers can access free quotes of visitor medical insurance plans online. The coverage period, benefits and exclusions vary from one age group to the other. Visitors can make an informed decision by selecting the best and affordable visitors medical insurance plan that suit their requirements. Travelers can use a credit card to buy visitors medical insurance plan online. Once the transaction is complete, visitors will be instantly covered under visitors insurance plan. Most of the visitors and Immigrant medical insurance plans are renewable and customers can easily get it done by contacting the provider. Visitors and Immigrant medical insurance assures the insured of a peaceful stay outside one&#8217;s home country by having proper medical coverage.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>You can <a target="_new" href="http://www.nriol.com/services/insurance/">compare visitors insurance plans</a> by entering your age. <a target="_new" href="http://www.nriol.com/insurance/us-immigrant-insurance-overview.html">Immigrant Medical Insurance </a> is for Immigrants who plan to travel and stay in a foreign country can also purchase visitors health insurance.</p>
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		<title>Motorcycle touring and travel insurance</title>
		<link>http://www.yonyang.com/archives/278</link>
		<comments>http://www.yonyang.com/archives/278#comments</comments>
		<pubDate>Sat, 19 May 2012 05:46:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[For those of us that enjoy riding motorcycles in the UK, few will not of daydreamed about a foreign trip involving the bike. Whatever your chosen trip from a week riding down through Europe chasing the sun through to a three week highway tour of some remote part of the USA &#8211; whatever way you [...]]]></description>
			<content:encoded><![CDATA[<p>For those of us that enjoy riding motorcycles in the UK, few will not of daydreamed about a foreign trip involving the bike. Whatever your chosen trip from a week riding down through Europe chasing the sun through to a three week highway tour of some remote part of the USA &#8211; whatever way you look at it, is there any better adventure. Just you and some quality time with your bike. </p>
<p>You have probably watched a few episodes of &#8216;The Long Way Round&#8217; and are thinking that it might be for you. Then reality kicks in and you begin to think of everything that you would need to do before even putting the key in the lock and firing the bike up. It&#8217;s not that bad and there are some great sites to help you with the planning, what to take and other such useful information. What I found when looking through a lot of the sites is that very few mention anything about travel insurance or places to <a target="_new" rel="nofollow" href="http://www.holidaysafe.co.uk/">buy travel insurance</a>. Many make mention of bike insurance, which is fine for the bike, but what about you and potentially your pillion&#8230;</p>
<p>Well you could go without travel insurance, but that really is not recommended. If you need to cancel a trip and get no money back, well that&#8217;s a pain. But, worse case &#8211; being stuck in a foreign hospital without the ability to communicate and having to pay huge medical bills, that can be a life changing experience and not in a good way.</p>
<p>Having done a good amount of research into where you can buy travel insurance for a motorcycle trip, I am pleased to be able to report that most good travel insurers will cover motorcycle touring. That&#8217;s the good news, the bad news is that most expect you to pay an additional premium for the privilege. However, not to worry as a select few of the biker-friendly insurers allow you to be covered under the standard terms, as long as you are licensed to ride the same capacity bike that you plan to use on your tour. One such company is Holidaysafe.co.uk, who include motorcycle touring on all of their policies at the standard premium.</p>
<p>So, when you have done all your planning, made your preparations (which will include convincing your other-half that a touring break on the bike is better than sitting in the sun on a beach holiday) don&#8217;t forget to buy travel insurance. A few pounds spent now, could save you a few thousand pounds in the long run. That&#8217;s no exaggeration by the way, treatment for a straight forward broken leg in Spain plus the cost of flying you home (with multiple seats to accommodate the cast) is in the region of £6,500. This compared with spending around £10-£12* if you buy travel insurance before the trip with a company like holidaysafe.co.uk &#8211; well it&#8217;s no comparison is it.</p>
<p>*price is based on an individual adult, aged under 35 years old travelling in Europe for 14days.</p>
<p>Herbert Miller is a self published author and insurance expert. He writes on <a target="_new" rel="nofollow" href="http://www.holidaysafe.co.uk/travel-insurance/cruise-travel-insurance.html">cruise insurance</a> and <a target="_new" rel="nofollow" href="http://www.holidaysafe.co.uk/travel-insurance/over-65-travel-insurance.html">travel insurance over 65</a>. To know more visit <a target="_new" rel="nofollow" href="http://www.holidaysafe.co.uk">www.holidaysafe.co.uk</a>.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Herbert Miller is a self published author and insurance expert. He writes on <a target="_new" href="http://www.holidaysafe.co.uk/travel-insurance/cruise-travel-insurance.html">cruise insurance</a> and <a target="_new" href="http://www.holidaysafe.co.uk/travel-insurance/over-65-travel-insurance.html">travel insurance over 65</a>. To know more visit <a target="_new" href="http://www.holidaysafe.co.uk">www.holidaysafe.co.uk</a>.</p>
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		<title>What type of used car is right for you&#063;</title>
		<link>http://www.yonyang.com/archives/277</link>
		<comments>http://www.yonyang.com/archives/277#comments</comments>
		<pubDate>Thu, 17 May 2012 22:13:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Before buying a used car, you should consider what you will be using it for. If you do a lot of city driving, then you will probably want to keep the size of your vehicle down so that parking will be easier, whereas if you engage in a lot of outdoor activities, then you might [...]]]></description>
			<content:encoded><![CDATA[<p>Before buying a used car, you should consider what you will be using it for. If you do a lot of city driving, then you will probably want to keep the size of your vehicle down so that parking will be easier, whereas if you engage in a lot of outdoor activities, then you might want to consider getting a larger, more rugged vehicle such as a 4&#215;4 or an MPV. In this article, we shall look at the various car types that can be found on the second hand market, and discuss the relative advantages and disadvantages of each type.
<p>If parking and fuel economy are your highest priority, then you may want to look into getting a city car. It is, however, rare to find vehicles of this type in good condition, and the ones that are tend to be expensive.
<p>Small hatchbacks are one of the more popular types of car because they are cheap to run and insure, and are also very versatile. They tend to be quite cheap, although this is more to do with their low initial price than a lack of demand.
<p>Due to the fact that companies often buy large amounts of family cars in bulk for use as company cars, they can often be picked up quite cheaply on the second hand market. Bear in mind however, that people tend to show more respect to their personal cars than they do to their company cars, so you should give these an extra thorough going over before you buy.
<p>If you have a larger family, you might want to consider a multi person vehicle, or MPV for short. The smaller examples can be even cheaper than family hatchbacks, and represent a good option for larger families.
<p>Sports cars and coupes from mainstream car manufacturers depreciate quicker than any other type of car, with the possible exception of mainstream luxury cars, and can often be picked up quite cheaply on the used market. Be sure to give any car of this type a thorough mechanical check before buying, as they have often been driven pretty hard by their previous owners, and parts can be expensive.
<p>As with sports cars, luxury cars from mainstream brands can be excellent value on the second hand market, and can often boast great features and build quality. However, they can be expensive to refuel and maintain, so be sure to figure in these extra costs before you take the plunge.
<p>If you do a lot of outdoor activities, larger 4x4s can represent a great bargain, as they tend to be very rugged and depreciate quickly, but be aware that four wheel drive vehicles consume around twice the amount of fuel as their two wheel drive counterparts, and rely on expensive proprietary parts that can be expensive to get hold of should you need to repair your vehicle. </p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Let Kwik Fit Insurance get you <a target="_new" href="http://www.kwik-fitinsurance.com/">car insurance quotes</a>, using our simple and fast quote process.</p>
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		<title>Private Plane Charter Company And How You Can Find Them</title>
		<link>http://www.yonyang.com/archives/276</link>
		<comments>http://www.yonyang.com/archives/276#comments</comments>
		<pubDate>Wed, 16 May 2012 04:26:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[With the changing times, business owners need to constantly be on their toes in order to bring in more clients for their company. Client visits are crucial where one needs to be there on time, fully prepared and ready to impress. When it comes to client visits at a far off place, one needs to [...]]]></description>
			<content:encoded><![CDATA[<p>With the changing times, business owners need to constantly be on their toes in order to bring in more clients for their company. Client visits are crucial where one needs to be there on time, fully prepared and ready to impress. When it comes to client visits at a far off place, one needs to be careful while choosing the carrier. Commercial airlines have a major disadvantage when it comes to efficiency. Unnecessary delays and security checks give more tension to the flyer. Here is where a private plane charter companies chip in.
<p>Take the full advantage of a private jet by hiring it and getting onboard. Many a times, private jets are awesome options when it comes to getting to a far off location on time and fully refreshed. When it comes to commercial airlines, one has to go through elaborate security procedures. This may chew up as much as two hours of a person&#8217;s valuable time. By shelling out a bit more, one can cut the time by investing in hiring a private jet.
<p>Also, most commercial airlines don&#8217;t service to small locations. When you hire a private jet, you can get to any location you want as private jets can service to any location. Furthermore, when you take a commercial airline, you have to take connecting flights to different locations. We all know the tensions that come with connecting flights. Private jets fly non-stop and help us in reaching the destination in a record time.
<p>You can take the full advantage of a private charter plane company by becoming a member of the airline. This would enable you to seek better deals with higher discounts and more perks such as pick-up and drop.
<p>If you are looking for a private plane charter company, then you need to go through all the options. There are many companies out there who would want you to be their customer. But start off carefully. Ask your friends and family to suggest you the company they have hired recently. Another nice idea would be to look up on the Internet and find the various websites of these companies. This means that you will get all the information you need in order to select the best company. Request the quotes from the top three companies you finalize and judge accordingly. Choose the company with the most referrals.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>When it comes to finding a <a target="_new" href="http://usjetways.com/">private plane charter</a> company, many prefer US Jetways.</p>
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		<title>Swim with sharks? Think Hazardous Activity before you jump!</title>
		<link>http://www.yonyang.com/archives/275</link>
		<comments>http://www.yonyang.com/archives/275#comments</comments>
		<pubDate>Tue, 15 May 2012 22:18:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Want to swim with dolphins? No problem, but want to do the same with sharks, even from inside a cage, then thatâ€™s a â€˜whole new kettle of fishâ€™, no pun intended! We do want you to have a â€˜whale of a time,â€™ there he goes again, but it all boils down to the small print [...]]]></description>
			<content:encoded><![CDATA[<p>
<p>Want to swim with dolphins? No problem, but want to do the same with sharks, even from inside a cage, then thatâ€™s a â€˜whole new kettle of fishâ€™, no pun intended! We do want you to have a â€˜whale of a time,â€™ there he goes again, but it all boils down to the small print in the policy. Want to make sure? Then dive straight into the Hazardous Activities section first, and not the ocean, and all should be revealed or not as the case may be. Many of us assume that we are covered for that one-off opportunity that always presents itself when we are on holiday. Perhaps it&#8217;s because we are feeling relaxed and taken in by the smooth patter of the â€˜Holiday Rep and sign up for the night time â€˜toboggan runâ€™ or once in a life time â€˜bungee jumpâ but how many of us think â€œdoes my <a target="_new" rel="nofollow" href="http://www.travelandinsure.com/">travel insurance </a> cover this? </p>
<p>
<p>Most <a target="_new" rel="nofollow" href="http://www.travelandinsure.com/"> travel insurance </a> policies will have a list of sports and hazardous activities that are included as standard and even offer, with the payment of an additional premium, cover for activities at the more extreme end of the sporting spectrum. But it does pay to look closely at the small print in your policy as this is an area where, buying <a target="_new" rel="nofollow" href="http://www.travelandinsure.com/"> cheap travel insurance </a>, if we stick with the fish theme again, will definitely bite you if you â€˜shrimpâ€™ on the cover. Having an accident can be very costly, after the event, and your <a target="_new" rel="nofollow" href="http://www.travelandinsure.com/"> travel insurance </a> will definitely not cover you if the activity you have chosen to do is not on the approved list.</p>
<p>
<p>Your travel insurance policy is there to pick up the pieces when it all goes wrong, and not just in a figurative sense. Surgeons can do marvellous things these days with body parts that have become detached, even as a result of shark diving, but it will definitely cost an â€˜arm and a legâ€™ if you donâ€™t have the travel insurance cover in the first place!</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Keith McGregor is a partner of Strawberrysoup, a web design agency with offices in Chichester and Bournemouth. Strawberrysoup specialise in creative web design, content managed websites, search engine optimisation, search engine marketing and graphic design</p>
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		<title>Brilliant hotel in Wilton to hire</title>
		<link>http://www.yonyang.com/archives/274</link>
		<comments>http://www.yonyang.com/archives/274#comments</comments>
		<pubDate>Sun, 13 May 2012 21:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[If you or your friends and family are planning to arrange a special occasion? Whether this is a get together, birthday party, anniversary celebration, or perhaps a retirement celebration? You can Book the whole hotel in Wilton for exclusive use and guarantee that your fellow guests will not mind you throwing off your shoes and [...]]]></description>
			<content:encoded><![CDATA[<p>If you or your friends and family are planning to arrange a special occasion?</p>
<p>Whether this is a get together, birthday party, anniversary celebration, or perhaps a retirement celebration? </p>
<p>You can Book the whole <a target="_new" rel="nofollow" href="http://www.pembrokearms.co.uk/about-thehotel.htm">hotel in Wilton</a> for exclusive use and guarantee that your fellow guests will not mind you throwing off your shoes and relaxing by the log burner. It also means that you know the people you will be meeting at the bar in the evening. </p>
<p>We will not be open to anyone else; to all intents and purposes the hotel is yours throughout your stay. This means that you can set it up exactly to reflect the mood of your event and know it wont be tampered with. </p>
<p>&pound;2500.00 including VAT for up to 16 people Friday to Sunday </p>
<p>&pound;4000.00 including VAT Sunday to Friday </p>
<p>Price includes all eight bedrooms for up to 16 people, though cots and zed beds may also be accommodated. </p>
<p>Full English Breakfast at a time to suit you!! </p>
<p>Lunches if Required, can be arranged to accomodate everyones needs be it vegetarian or fruitarian </p>
<p>Complimentary tea and coffee throughout your stay, ensures you stay refreshed in this home away from home. </p>
<p>Three course evening meals are available and if you give us prior warning we will be happy to make the dishes you require.</p>
<p>Why do we do this?? </p>
<p>Our friends took over the hotel recently for a big get together and it was so amazing we decided to roll out the idea so now you can <a target="_new" rel="nofollow" href="http://www.pembrokearms.co.uk/the-big-stay.htm">hire a hotel</a> </p>
<p>Please come and talk to us&hellip;.. We are committed to offering you an occasion to remember. </p>
<p>Our business is your pleasure and our exceptional service comes at no extra charge. </p>
<p>Friendly staff will look after all your catering and cleaning needs leaving you to enjoy your stay in the country.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>The only <a target="_new" href="http://www.dpas.co.uk/">hotel in Wilton</a> that is offering you the chance to <a target="_new" href="http://www.dpas.co.uk/">hire a hotel</a> is the Pembroke arms Hotel.</p>
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		<title>Cheap Backpacking Travel Insurance</title>
		<link>http://www.yonyang.com/archives/273</link>
		<comments>http://www.yonyang.com/archives/273#comments</comments>
		<pubDate>Sat, 12 May 2012 17:54:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Most college graduates would invariably want to have a grand vacation that they always dream of. They opted to explore to places before tying a knot in an office base career, but they still cannot afford a luxurious travel package. However, due to our global recession, even professionals preferred a cheap and safe trip. These [...]]]></description>
			<content:encoded><![CDATA[<p>Most college graduates would invariably want to have a grand vacation that they always dream of. They opted to explore to places before tying a knot in an office base career, but they still cannot afford a luxurious travel package. However, due to our global recession, even professionals preferred a cheap and safe trip. These conditions won&#8217;t stop them from travelling because inexpensive travel packages are always available. And most of all, unfortunate events will not stop from happening. We never know. Cheap backpacking travel insurance is typically designed, for that matter.
<p>Cheap backpacking travel insurance is a protection intended for people who wanted a worry free travel for a limited budget. With this kind of package, you safeguard yourself from injuries and accidents as well as assist you when you need a medical attention. It also provides you security from any emergency cases while you enjoy your favorite sports and activities. Most of the unlucky patients in the hospital regret the day they did not let themselves covered. Expenses are very costly. Other possible coverage inclusions are: First is the &#8220;E C&#8221;, In case you may need to extend your trip, insurance may provide a maximum of 24 months. Second is the &#8220;O E P&#8221;, t enables you to edit the policy while you are travelling. Third is &#8220;O W T&#8221;, t is an option for destination repatriation. Fourth is the &#8220;E P&#8221;, which covers you on your destination country. Cheap backpacking travel insurance is so easy and light in the budget. It is a onetime payment and can cover the whole duration of your package.
<p>Taking a well deserved break helps put our life in a right perspective. It serves a good motivation in studying or working abroad. Travelling is a life changing experience. The places and cultures that you have gone through will teach you about the real world. Do not forget to bundle yourself with travel insurance when you are travelling. It will give you a quality peace-of-mind while on a trip. Spending a little of your penny will prevent you from shelling out a fortune. Get yourself a cheap backpacking travel insurance.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Want to know more about <a target="_new" href="http://www.backpacker-travel-insurance.net/cheap-backpacking-travel-insurance.html">Backpacking Travel Insurance</a>? Visit Michael Harrah&#8217;s site at <a target="_new" href="http://www.backpacker-travel-insurance.net/">http://www.backpacker-travel-insurance.net/</a>.</p>
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		<title>Cholamandalam Travel Insurance Plans</title>
		<link>http://www.yonyang.com/archives/272</link>
		<comments>http://www.yonyang.com/archives/272#comments</comments>
		<pubDate>Thu, 10 May 2012 19:29:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

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		<description><![CDATA[Indians are traveling like never before. Be it for leisure, business, further education or more, there is an estimated increase of 20% traffic traveling overseas every year. And a study shows that 80% of the travelers like to buy travel insurance policies online to ensure they are leaving their baggage of worries at home while [...]]]></description>
			<content:encoded><![CDATA[<p>Indians are traveling like never before. Be it for leisure, business, further education or more, there is an estimated increase of 20% traffic traveling overseas every year. And a study shows that 80% of the travelers like to buy travel insurance policies online to ensure they are leaving their baggage of worries at home while they travel overseas.<br />There are many insurance companies offering travel related insurance plans. Cholamandalam is one of the reliable service providers. Although most of the benefits arising out of Chola Travel Insurance are the same as others viz Medical Treatment, Repatriation of Remains, Dental Treatment, Checked Baggage Loss, Checked Baggage Delay, Passport Loss, Personal Liability, Hijack Relief Benefit, Hospital Daily Cash, Financial Emergency, Trip Cancellation, Trip Curtailment, Trip Delay, International Driving License Loss, Home Burglary, etc. However what sets Chola apart from others is:<br />• Door-to-door Cover &#8211; which means that your travel insurance starts the moment you leave your home for airport and ends when you return home from airport. Also, it covers Personal Accident both overseas and domestic during your insurance period.<br />• Extensive network of hospitals and service providers all over the world.<br />• Age Limit of family members starts from 3 months upto 80 years. No medical checkups are required for family members upto 65 years of age.<br />• Pre-existing conditions are covered under life-saving unforeseen emergencies. Cholamandalam provides cover for any eventuality arising from a pre-existing condition.<br />• Tie-up with I-SOS (the world-renowned International SOS) for Claims Processing and Assistance Services.<br />Besides the above listed benefits you get Toll-free phone numbers to contact the service provider from most frequently visited countries. The claims are settled fairly in a quick fashion. You just need to keep a copy of all the bills so that you can substantiate your claims and get timely reimbursement.<br /><a target="_new" rel="nofollow" href="http://www.eindiainsurance.com/india-travel-insurance/cholamandalam-travel-insurance.asp"> Cholamandalam Travel Insurance</a> can be bought online without any paperwork. You can compare the insurance plan with other brands and can get a quote immediately. You can also speak to insurance agents on the phone to get complete information on the plan that you are interested in. Whenever buying an overseas travel insurance always remember to see what all is excluded and get complete clarity so that you know what you are paying for, what all it covers, what are its benefits and be sure if it&#8217;s worth your hard earned money or not.<br />Last but not the least, do not just buy any insurance plan for your travel, which is cheap because you might have to shell money out of your pocket in the event of any unforeseen emergency which might not be covered under the cheap insurance plan. A few rupees more might just give you a complete peace of mind while you explore the other world. So travel, but with a good travel insurance plan in your backpack!</p>
<h3 class="about_author">About the Author</h3>
<p>
<p><a target="_new" href="http://www.eindiainsurance.com">EIndiaInsurance</a> is a One Stop Shop for comparing and buying various travel insurance plans online and provides 24&#215;7 customer support before and during your travel.</p>
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		<title>Long stay travel insurance: What&#8217;s the deal and who needs it?</title>
		<link>http://www.yonyang.com/archives/271</link>
		<comments>http://www.yonyang.com/archives/271#comments</comments>
		<pubDate>Tue, 08 May 2012 16:49:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[travel insurances]]></category>

		<guid isPermaLink="false">http://www.yonyang.com/archives/271</guid>
		<description><![CDATA[With the rise in budget airlines and cheap flights, there are an increasing number of people jetting off around the world. And, whether it is in search of action and adventure, for work purposes, or simply to visit a friend or relative, many people are choosing to stay away from home for longer stretches of [...]]]></description>
			<content:encoded><![CDATA[<p>With the rise in budget airlines and cheap flights, there are an increasing number of people jetting off around the world. And, whether it is in search of action and adventure, for work purposes, or simply to visit a friend or relative, many people are choosing to stay away from home for longer stretches of time.
<p>As with any trip or holiday, it is essential that if you are going away for an extended period, you invest in a good policy. However, as most standard policies will only provide coverage for up to 90 days, it will be necessary to search for long stay travel insurance.
<p>But, what exactly will it cover you for and how can you find the best deal for your circumstances?
<p>Long stay insurance is the most cost-effective way to ensure that you are fully protected when you go abroad for more than three months. Depending on what coverage you opt for and which company you choose, the features and costs of different policies will vary.
<p>Nevertheless, at a minimum, you should make sure you are covered for any medical emergencies &#8211; including transport home, if necessary &#8211; the loss of personal belongings, travel delays and/or cancellations, personal liability and legal costs.
<p>It is also vital that you inform your insurer of any particular activities, such as skiing or scuba diving that you will be undertaking, since this will affect the level of coverage you need.
<p>Finding a low-cost policy, which still provides you with comprehensive cover can be tricky. However, there are a couple of things you can do to ensure you don&#8217;t end up paying too much for your insurance.
<p>For example, it is a good idea to shop around for different <a target="_new" rel="nofollow" href="http://uk.insurancewide.com/insurance/travel/guides/long-stay/">long stay travel insurance</a> quotes. Searching online is useful as there are often deals available which cannot be found on the high street. Not only that, but it is also possible to make use of the <a target="_new" rel="nofollow" href="http://uk.insurancewide.com/">comparison websites</a>, which can help you thoroughly research the marketplace in the most time-efficient way.
<p>Increasing the excess on your policy is another way to help you secure a cheaper policy. But, you should think carefully before committing to this because the total excess (voluntary and compulsory) signifies the amount of any claim you must meet yourself before the insurer pays out the remaining value.</p>
<h3 class="about_author">About the Author</h3>
<p>
<p>Harvey McEwan writes to make insurance (especially car insurance!) a happier place. You&#8217;ll often find him here: <a target="_new" href="http://uk.insurancewide.com/insurance/car/">http://uk.insurancewide.com/insurance/car/</a></p>
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